College Planning
When it comes to investments our biggest is usually our home. For most the second largest...
Life Insurance
Life insurance is one of the key cornerstones in any financial plan. Funding peace of mind for you...
Your Business
There are some simple and effective strategies to protect your business and...
$ Your Money $
You may have an important decision to make. What to do with your money...$ Your Money $ - What Should You Do Now?
Economic Changes and Volatility Have Changed How We Must Think About and Plan for Retirement, So What Financial Course is the Best Way to Secure Your Future?
Fredriksen Financial & Insurance Services offers a full range of products and services to help you meet your financial goals. We are committed to helping you develop a strategy that can build and protect your wealth, so you can look forward to your future with confidence.
Our values-based approach helps you build a financial strategy aligned with your core beliefs. We will work with you to define clear financial goals, and to find the solutions, strategies and investments that match your needs. Investing successfully in today's volatile and sometimes uncertain economy can be a challenging task. We can help. Contact us today for a complementary review.
Nobody "Plans to Fail", they just "Fail to Plan".
When You Change Jobs: You & Your 401(k)
You May Have an important decision to make... What to do with your money in an employer-sponsored retirement plan, such as a 401(k) plan. Since these funds were originally intended to help provide financial security during retirement, you need to carefully evaluate which of the following options will best ensure that these assets...
Taxable vs. Tax Deferred: Why it Matters
How much would you have to earn each year from a taxable investment in order to equal earnings on a tax-deferred investment?Reducing Taxes Through Discounting
The following summary is intended to be a general discussion of the topic presented, and is based on our current understanding of applicable tax laws, regulations and rulings. In actual practice, the transaction discussed may be more complex and will require the attention and expertise of...
Flexible Irrevocable Life Insurance Trust (ILIT)
An Irrevocable Life Insurance Trust (ILIT) is used to remove the death benefit from the insured's estate for estate tax purposes. If the insured has an "incident of ownership" in the life insurance policy at death (or within 3 years prior to death) the death benefit value is brought into the insured's gross estate...
Educational Bonds: Pros & Cons
The Education Bond Program makes the interest on certain savings bonds tax free when the bonds are redeemed to pay qualified higher education expenses or to roll over into a section 529 plan.
The Moment of Truth: Our National Budget
Here's a startling summary of our national budget, deficit and expenditures from The National Commission on Fiscal Responsibility and Reform. Click here to see attached PDF "Moment of Truth". Download for your reading.
Federal Debt and the Risk of a Fiscal Crisis
Over the past few years, U.S. government debt held by the public has grown rapidly-to the point that, com- pared with the total output of the economy, it is now higher than it has ever been except during the period around World War II. The recent increase in debt has been the result of...
Without careful planning and guidance, many families lose out on tens of thousands of dollars in available funding for their child's education. Most families try to brave the process of college funding for their student alone, but there is a better way...
Contact us for the details on how your family and your college bound student can benefit from our College Planning program.
CA Insurance License #0B95804 - Life, Health, Variable Contracts. Securities offered through American Independent Securities Group, LLC. Member FINRA/SIPC. 1036 E Iron Eagle Dr, Suite 105, Eagle, ID 83616 (866) 485-4635. Fredriksen Financial & Insurance Services is not affiliated with American Independent Securities Group, LLC.