Life

Fredriksen Financial & Insurance Services

Life Insurance

We are commited to helping our clients protect those they love and what they own. Several different types of life insurance products are available and each offers options that can be tailored to meet your specific needs.

You've worked hard to build your wealth. At Fredriksen Financial & Insurance Services, we will work just as hard to help you preserve it.

One or more of the following life insurance policies may be right for you.

For example:

* Term Life

An insurance plan that covers the insured for a certain period of time, not for his or her entire life.

* Universal Life, Equity Indexed Universal Life, or Variable Universal Life

Insurance plans with periodically-adjusted returns tied to short-term interest rates, market indexes, or mutual fund seperate accounts.

* Whole Life Insurance

An insurance plan with guaranteed level premiums payable throughout a person's life.

"I care about your family and business as much as my own."

At Fredriksen Financial we put your family first. Whether you are newlyweds, young parents, grandparent (like us), or have just purchased a new home, your financial future is important.

We can help you prepare for that future with a selection of life insurance products. Let us help you make an informed decision as to which life insurance plan is best suited for you.

Stephen R. Fredriksen, LUTCF, is licensed in CA, Lic. 0B95804, UT, Lic. 145125, TX, Lic. 1218930, and KY, Lic. 635829, for Life, Health and Disability. Securities offered through Empire Securities, Inc., member FINRA (www.finra.org) and SIPC (www.sipc.org), 10 Universal City Plaza, 20th Floor, Universal City, CA 91608, 818.753.2353. Securities offered in California only. This is not an offer to solicit business in any other state or jurisdiction not listed.

This site is published for the residents of the United States only. Fredriksen Financial & Insurance Services may only conduct business with residents of the states for which they are properly licensed and/or registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact Fredriksen Financial & Insurance Services office for information and availability.

Fredriksen Financial & Insurance Services

29222 Rancho Viejo Road, Suite 124

San Juan Capistrano, CA 92675

949.586.3863